Pension Talk Canada

URGENT BANKING ALERT: Canada’s new credit score rules coming in 2026 could BLOCK your mortgage approval — even if you’ve done everything right.

The Office of the Superintendent of Financial Institutions (OSFI) just announced changes that will affect MILLIONS of Canadians. The minimum credit score threshold is jumping from 600 to 680, and over 1.2 million Canadians currently fall below this new line.

WHAT YOU’LL LEARN IN THIS VIDEO:

• Why credit score requirements are suddenly increasing
• The NEW 36-month payment consistency model explained
• How alternative credit data will impact YOUR score
• Which 1.6 million Canadians are at immediate risk
• What TD, RBC, Scotiabank & Big Six banks are doing NOW
• CMHC insurance premium changes you need to know
• Step-by-step action plan to protect your mortgage eligibility

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